We Counsel and Represent Consumer Debtors in Bankruptcy.
Your Needs and Objectives Come First.
We understand these are difficult economic times and asking for help is a big step. Know that you are not alone and laws still exist to protect you from creditors' harassment.
CLICK HERE TO WATCH BANKRUPTCY BASIC VIDEOS
Your Needs and Objectives Come First.
We understand these are difficult economic times and asking for help is a big step. Know that you are not alone and laws still exist to protect you from creditors' harassment.
CLICK HERE TO WATCH BANKRUPTCY BASIC VIDEOS
Bankruptcy is Still an Option
Are you over your head? Are your credit card debts out-of-control? Have you been served with a lawsuit? Do you have accumulated medical debt? Is your house scheduled for a foreclosure sale? Do you want to get out of debt so you can enjoy financial freedom? We promise prompt relief from creditor harassment.
One option is a reorganization that allows you to present a plan to pay a certain portion of your debt. Once the Bankruptcy Court approves your plan and you make your payments, the remainder of your debt may be discharged. This is called a Chapter 13 Bankruptcy.
Another option is a Chapter 7 Bankruptcy. Chapter 7 is a complete liquidation of your debt. If you cannot afford to meet your monthly living expenses and pay your debts, you may be able to liquidate your debt. Not everyone will qualify to file Chapter 7 under the Bankruptcy Code’s "means test" and certain types of debt cannot be discharged or wiped out (such as most federally guaranteed student loans and any outstanding family support obligations).
Bankruptcy is a legal debt relief tool. You may:
Member,National Association of Consumer Bankruptcy Attorneys.
Member, California Bankruptcy Forum.
One option is a reorganization that allows you to present a plan to pay a certain portion of your debt. Once the Bankruptcy Court approves your plan and you make your payments, the remainder of your debt may be discharged. This is called a Chapter 13 Bankruptcy.
Another option is a Chapter 7 Bankruptcy. Chapter 7 is a complete liquidation of your debt. If you cannot afford to meet your monthly living expenses and pay your debts, you may be able to liquidate your debt. Not everyone will qualify to file Chapter 7 under the Bankruptcy Code’s "means test" and certain types of debt cannot be discharged or wiped out (such as most federally guaranteed student loans and any outstanding family support obligations).
Bankruptcy is a legal debt relief tool. You may:
- Eliminate credit card debt
- Stop creditors’ harassing telephone calls
- Stop a foreclosure or trustee sale
- Halt a civil lawsuit
- Prevent or stop wage garnishments
- Enable a “Fresh Start”
Member,National Association of Consumer Bankruptcy Attorneys.
Member, California Bankruptcy Forum.
CLICK HERE TO WATCH BANKRUPTCY BASIC VIDEOS